It's easy to look at past failures and blame those failures for your present circumstances. But say one of those startups had made it big. What would you be doing instead? Because if your mind is stuck mindlessly scrolling social media and shaming yourself for it, it could be worse - you could have $10mm in the bank and still be mindlessly surfing social media, and shaming and guilt tripping yourself for not doing more with it and you'd feel even worse about it, and fall into substance abuse issues (eg Tony Hseih; Zappos).

Mindset is key. If you want to get into philanthropy with your imagined largess, there are tons of philanthropic organizations looking for help, not to mention, fundraising for non-profits isn't entirely different than trying to get VC funding.